I think banks are required to have a certain capital to debt ratio now and are a lot better than 2008... stress tested as well (come next week they all go under :P)
if you considering P2P you might as well consider shares as well.
I kind of wonder about the long term aspects as we came through spanish flu many a generation ago - killed a lot more but not sure it had as sudden economic effects. Might not be even considering as it was very differetn time. Problem is as long as there is 2m rule I cant see any kind of crowd...
I think it might be called on more. Companies will be more concerned about the presentation of the stores they have left (loads will be wiped out due to the expense) so will want them with correct PPE and other things to show they are looking after staff and customers a like. Might be wrong and...
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I think the fear after lockdown is the reoccurances, kinda like cliff hanger moments that keep popping up. Still find it werid seeing people walking around in masks, previously just thought asian countries did that.