Monese: Physical Card costs £4.95, though using the referral code you get a £5 welcome bonus when you deposit minimum of £10. There are 2 levels of account, one free, and one that's £4.95 a month, you can also request a second account in € (or vice versa) ... can take up to 3 days for bonus to be paid, although I did have to message them to get mine, they then paid it instantly.
You can add cash to this account at the Post Office or PayPoint, as well as usual bank transfers etc
I opened this with just driving license took about 5 minutes to set up and verify.
Starter
£0/month
£4.95/month
https://moneseapp.link/sxT97BtsoK?invite=SEF5KX4R
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Fidor: Card is free, this bank has a lot more going on with Crowdfunding (Seedrs) and Investment opportunities (nutmeg) and savings bonds, as well as bonus schemes like getting paid to ask a financial question (about £0.10 each) in the community forum...
... Referral bonus of 7.5% ... then if your referrals refer you get 2.5% (not sure as yet what the % is of though, think it's of the online activity, eg, community forum etc).
Verification was a little fiddly (though only took 10 minutes on live video chat) I used passport as id.
App iOS only :'(
Fidor Smart Current Account Fees and Frees
Account opening: Free
Credit Check: None
Interest Earned on Fidor Smart Current Account Balance: 0.3% currently
(up to 0.50% with our Interest for Likes Feature)
Transfers to the EEA: £2.49 (up to £25,000)
Closing Account: *Free
Real-time transfers within Fidor accounts: Free
Monthly Cost: No
Paying in via a Bank Transfer: Free
Fidor TAP Debit Mastercard® Fees and Frees
Order a Fidor TAP Debit Mastercard: Free
Annual Fees: No
Debit Card Purchases: Free
ATM Withdrawals per month (UK & worldwide): Free first 3 withdrawals then 1GBP per withdrawal
(1.5% FX fees applicable)*
FX Fees: 1.5% on all non-sterling transactions
Replacement Card if Expired: Free
Lottery Transactions: 3% Fee
Replacement Card if Lost/Stolen: Free
https://banking.fidorbank.uk/register?ibid=62983525
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Both of these accounts have Mastercard, as well as an account number and sort code.
Both have been tested with Paypal and work ok, and both support Faster Payments
You can add cash to this account at the Post Office or PayPoint, as well as usual bank transfers etc
I opened this with just driving license took about 5 minutes to set up and verify.
Starter
£0/month
- UK current account
FREE - Direct Debits
FREE - Contactless debit card
£4.95 (optional) - ATM cash withdrawals
£1 each - Foreign currency exchange
2% fee
£4.95/month
- UK current account
FREE - Direct Debits
FREE - Contactless debit card
FREE - ATM cash withdrawals
6 FREE monthly - Foreign currency exchange
0.5% fee
https://moneseapp.link/sxT97BtsoK?invite=SEF5KX4R
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Fidor: Card is free, this bank has a lot more going on with Crowdfunding (Seedrs) and Investment opportunities (nutmeg) and savings bonds, as well as bonus schemes like getting paid to ask a financial question (about £0.10 each) in the community forum...
... Referral bonus of 7.5% ... then if your referrals refer you get 2.5% (not sure as yet what the % is of though, think it's of the online activity, eg, community forum etc).
Verification was a little fiddly (though only took 10 minutes on live video chat) I used passport as id.
App iOS only :'(
Fidor Smart Current Account Fees and Frees
Account opening: Free
Credit Check: None
Interest Earned on Fidor Smart Current Account Balance: 0.3% currently
(up to 0.50% with our Interest for Likes Feature)
Transfers to the EEA: £2.49 (up to £25,000)
Closing Account: *Free
Real-time transfers within Fidor accounts: Free
Monthly Cost: No
Paying in via a Bank Transfer: Free
Fidor TAP Debit Mastercard® Fees and Frees
Order a Fidor TAP Debit Mastercard: Free
Annual Fees: No
Debit Card Purchases: Free
ATM Withdrawals per month (UK & worldwide): Free first 3 withdrawals then 1GBP per withdrawal
(1.5% FX fees applicable)*
FX Fees: 1.5% on all non-sterling transactions
Replacement Card if Expired: Free
Lottery Transactions: 3% Fee
Replacement Card if Lost/Stolen: Free
https://banking.fidorbank.uk/register?ibid=62983525
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Both of these accounts have Mastercard, as well as an account number and sort code.
Both have been tested with Paypal and work ok, and both support Faster Payments
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