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  1. The Reverend

    Other Earning Opportunity Earning with Alternative Investments

    I know a few people who use 'alternative' forms of investments. Mainly its about putting money somewhere that is a bit more 'interesting' than then bank (or stocks/shares). I know someone who has quite a bit of wine. They have an 'investment' manager who phones them up and says, "We've been...
  2. The Reverend

    The Money Shed Gaming Thead - press START to continue

    It better than the 'mess' that sometimes appears!
  3. The Reverend

    Shares / Stocks Freetrade - Free share worth £3-80

    I'm where you get all your hot-topic money making news!
  4. The Reverend

    Are Payday Loans my best option?

    My understanding (having not used one myself) is that you usually have to be referred to a foodbank - you can't just 'turn up'.
  5. The Reverend

    The Money Shed Gaming Thead - press START to continue

    Fallout 3, Fallout New Vegas, Fallout 4 Ass Cree (whatever nyumber you want) Watchdogs 1 & 2 (Although I've not played 3)
  6. The Reverend

    The Money Shed Gaming Thead - press START to continue

    @Jon made me buy Call of Duty Vanguard. The single player campaign was great but, as always, far too short. And the fact it ended just as they were going off to do a whole load of exciting missions....what an anticlimax.
  7. The Reverend

    Social Media What Have You Posted Lately - YOUTUBE!

    You know you've been waiting for it...the hottest games console release of the year... The Evercade VS!
  8. The Reverend

    Small energy firms going bust

    "Too big to fail" errrrrr... We now (finally) have another national energy company.
  9. The Reverend

    General Question

    There are a couple of ways you could do it.... Firstly. Walk to Town Centre Go To Poundland Go To Kids Section Look for Toys Buy Toy Gun Walk To Bank Ask for £100 Explain you have gun = £100 OR Walk to Town Centre Go To Poundland Go To Art section Look for notepads Buy blank a4 note pad...
  10. The Reverend

    Black Friday 2021 - HERE WE GO AGAIN!!!!

    I've not looked into it but isn't the 'wired' one that connects to an existing 'bell' - houses of a certain age have doorbells wired to the mains! After 2 decades of my parents having the worst broadband ever (speeds less than dial-up) they now have superfast broadband and have faster speeds...
  11. The Reverend

    Black Friday 2021 - HERE WE GO AGAIN!!!!

    I'm tempted by a Ring Doorbell for my parents so I'm waiting for that to drop in price. Amazon usually do before Christmas/on black friday. Everything else has been easily avoidable.
  12. The Reverend

    Question / Discussion Top 3 tips for someone starting out with earning money online

    1, Understand your tax situation 2, Work out what you want 3, Build a plan to get to what you want No-one talks about 1 but its quite important. You might not owe any tax, you might need to do a tax return. Either way, Start your journey understanding what your situation is and that way you...
  13. The Reverend

    Saving £1k per month.. where to put it?

    These are good points. :) I am quite boring so I have CC for emergencies which means I don't need much Instant-Instant access money (cash savings in a bank account). This works for me - YMMV. Hell Yeah! Living is worth living! Chatting to the wife yesterday, we both feel we should have 'got...
  14. The Reverend

    Saving £1k per month.. where to put it?

    If you have a S&S ISA alreadythen make sure you are buying shares/funds from within that. Keeps it all tax free for-ever* (*'for-ever' = until the government change the ISA rules) Your employer should also be paying into your work pension. Its all good :) If you are after a retirement fund...
  15. The Reverend

    Saving £1k per month.. where to put it?

    I used S&P 500 as it has a decent history and is something that should be available from whatever S&S ISA you buy. There are other options for sure :) The S&P return over nearly 30 years should be as 'risk off' as you can get...not super exciting but *should* perform more than well enough to...
  16. The Reverend

    Saving £1k per month.. where to put it?

    This is a grown-up bit of 'proper' advice. What I would say is if you have no 'drive' to be educated in a particular thing, then I'd not have a fund for it - the internet allows people to learn for free about (almost) anything. I guess the big questions are... 1) When do you want to retire...
  17. The Reverend

    Saving £1k per month.. where to put it?

    £1000 a month. is £12k a year. Put it in a Stocks & Shares ISA and purchased S&P 500 fund. By the time you retire (around 67-ish) you'll have invested £360k and actually hold around £1.5million, all Tax free. a private pension is tax efficient but locks your money away until retirement. An...
  18. The Reverend

    What are your top tips for Christmas money saving?

    I think we are using 'cook' for everything except the meat. We are currently discussing 'meat' and will then make a decision. If we go for turkey it will be a breast joint so easy to store, freeze, defrost, cook and turn into leftovers. Plus - NO-ONE LIKES DARK MEAT ON A TURKEY
  19. The Reverend

    What are your top tips for Christmas money saving?

    Due to the uncertainty of this Christmas I've suggested that we go down the frozen food route for Xmas. This means that we can get the food now for the festive period and not have to worry if;- 1) There is low stock at any point 2) There no HGV Drivers to get stock 3) Our usual orders get...