A Beginners Money Diary

Countrymadegirl

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Managed to get a little work done over the weekend, and done today as well of course! Still going to be upping my game this week though...

Prolific Ac: £9.00 (Up £3.21)
Populus Live:£15 (no change)
20 Cogs: PENDING £191.50 9/20 cogs now confirmed
VYPR: 7470 (Up 190 points)
YouGov: 1572 (latest in the saga is that when I try to log into the site it says I don't have an account, but emailed daily about surveys... cannot get onto the app on either phone or iPad, despite deleting and downloading again... emailed support)
Curious Cat: £5.27 (Up £0.31)
One Opinion:£4.95 (no change)
Opinion Hive: 350 is there any point keeping this?
PanelBase: £9.20 PENDING (Up £2.20)
Pinecone: £0 still, but I think its worth keeping...
Ebay: £441 (no change)
Bulbshare: £5 STILL PENDING

In The Bank: £441

I put the money into my credit card last night because utilising only 50% of your credit helps increase your credit, according to Clear Score, so now I'm under that limit, and it is just sitting there waiting for me to apply for the course I plan to do. Planning a second round of 20 cogs once I've had the money from them... has anyone here done multiple rounds with them, or is it only going to work once? Pretty much only keeping PanelBase until I can cash out, so fingers crossed that happens in the next couple of days...
 
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Arika

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Shame about the computer you sold, but insurance will cover it, right?

OpinionHive: Depends. How many points do you have left to go and how frequently do you get surveys?

Well done on having the funds for the course :).

20 cogs: Never tried the site. Maybe Google and find out if anyone's ever gone more than round there.

All the best this week.
 

Countrymadegirl

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Slightly slow week, but lots of ideas and some plans starting to be made for the long term...

Prolific Ac: £16.52 (Up £7.52)
Populus Live: £15 (been screened out of 3 surveys this week...)
20 Cogs: PENDING £191.50 (11 cogs confirmed, 9 to go)
VYPR: 8240 (Up 770!)
YouGov: 1572 (Finally had an email with a link to FAQ and telling me they will aim to respond within 3 days...)
Curious Cat: £8.37 (Up £3.10)
One Opinion: £5.55 (Up £0.60)
Opinion Hive: 350 points (no change)
PanelBase: £10.75 PENDING (Up £1.55) waiting for the balance to be confirmed and then cashing out forever!
Pinecone: £0
Ebay: £441 (no change)
Bulbshare: £10 (Up £5, £5 cashed out)

In The Bank £446

I want to use this last part of the year to set up next year. I will be working hard from this point forwards when it comes to some of my goals, and if you had told me a year ago that I would become so interested in managing money, and creating passive income, I would have laughed you out of the room, but here I am looking into pensions and premium bonds and peer lending!
 

Countrymadegirl

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Shame about the computer you sold, but insurance will cover it, right?

OpinionHive: Depends. How many points do you have left to go and how frequently do you get surveys?

Well done on having the funds for the course :).

20 cogs: Never tried the site. Maybe Google and find out if anyone's ever gone more than round there.

All the best this week.
We paid for insurance for posting it, and it seems the delivery driver might actually be responsible for the theft of the computer... I'm hoping Ebay will give the customer their money, and pursue a claim with MyHermes...
 
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Countrymadegirl

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This week has been hard. I have been trying to put the effort in anyway, but it's been a struggle...

Prolific Ac: £2.56 (cashed out £18.76)
Populus Live: £15 (screened out of the last three, so it's taken a back seat)
20 Cogs: £191.50 (yesterday I checked my progress, and 2 of my cogs have gone red, raised tickets but will not do a second round now due to them mucking me about...)
VYPR: 9570 (so close to the 10,000 mark now!)
YouGov: 1682
Curious Cat: £0.64 (cashed out £8.76)
One Opinion: £6.70
PanelBase: £10.65 cashed out and will now drop them
Ebay: £441
Bulbshare: £10
OnePoll: £5.95
usertesting: $10 pending (it was my first test, which is now being reviewed)
YourSayPays: £0.45

In The Bank: £484.17/£200

Today I am signing up for the AAT Bookkeeping course as it's 20% off at the moment, and I have the bulk of the money. I have also made a list of some financial goals for next year, and am working out a plan of action for some of them now. I don't expect to make much money over the weekend, so I think it's OK to concentrate on some long term plans instead.

Cross your fingers for me that I pass the user testing review!
 
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Jon

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This week has been hard. I have been trying to put the effort in anyway, but it's been a struggle...

Prolific Ac: £2.56 (cashed out £18.76)
Populus Live: £15 (screened out of the last three, so it's taken a back seat)
20 Cogs: £191.50 (yesterday I checked my progress, and 2 of my cogs have gone red, raised tickets but will not do a second round now due to them mucking me about...)
VYPR: 9570 (so close to the 10,000 mark now!)
YouGov: 1682
Curious Cat: £0.64 (cashed out £8.76)
One Opinion: £6.70
PanelBase: £10.65 cashed out and will now drop them
Ebay: £441
Bulbshare: £10
OnePoll: £5.95
usertesting: $10 pending (it was my first test, which is now being reviewed)
YourSayPays: £0.45

In The Bank: £484.17/£200

Today I am signing up for the AAT Bookkeeping course as it's 20% off at the moment, and I have the bulk of the money. I have also made a list of some financial goals for next year, and am working out a plan of action for some of them now. I don't expect to make much money over the weekend, so I think it's OK to concentrate on some long term plans instead.

Cross your fingers for me that I pass the user testing review!
What are your financial goals for the next year then?
 
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emcherry

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Love reading this thread. Used to read it as a lurker. Have you thought about adding Pollpass into your list? It’s unusually slow at the minute but I’ve cashed out with them three times previously. Another thing to consider is Shoppix and Receipt Hog?
 
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katykicker

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Love reading this thread. Used to read it as a lurker. Have you thought about adding Pollpass into your list? It’s unusually slow at the minute but I’ve cashed out with them three times previously. Another thing to consider is Shoppix and Receipt Hog?
I'm doing this and you're right, it is slow but at least they pay when you cashout!
 

Countrymadegirl

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What are your financial goals for the next year then?
1. Pay off credit card (roughly £900)
2. Put £200 in savings each month (at least)
3. Earn £500 per month
4. Go back to work (part time)
5. Use whatever I save in 2019 when I open a premium bond

I think this is it for now, but this is something to aim for!
 
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Countrymadegirl

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Love reading this thread. Used to read it as a lurker. Have you thought about adding Pollpass into your list? It’s unusually slow at the minute but I’ve cashed out with them three times previously. Another thing to consider is Shoppix and Receipt Hog?
I will look into poll pass!
 

Countrymadegirl

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Nothing new to report, except that my VYPR account has reached 9950 points, and I'm kind of excited to see what prizes I can get when it reaches 10,000! 20 Cogs still haven't responded to my tickets about the rejected cogs, even though I already proved that I completed them correctly before. I think I am going to start writing reviews for all the sites I use to make money, on my blog, and this will be the first one! I'm also waiting for user testing to review my first test, so I can find out how to improved/if I can be on the panel.

I wasn't able to get through to ICS Learn on Saturday, so am calling them in a moment to book my course, which is exciting, but also a little scary for me!
 
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Countrymadegirl

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I got five stars for my first test on user testing, and completed a second one today! Finally some good news!

Prolific Ac: £6.06 (pending)
Populus Live: £15 (have been screened out of 3, 2 contained videos that don't play!)
VYPR: 1610 (reached the 10,000 point on Tuesday, and received £5!)
YouGov: 1682
Curious Cat: £1.08
One Opinion: £6.80
Bulbshare: £10
Ebay: £441
One Poll: £6.20
Usertesting: $20 pending
Your Say Pays: £0.45

In The Bank: £489.17/£200

For December I have decided to cut out some of the time wasting survey sites that are not big earners for me. I have also taken 20 cogs off the list because once I (hopefully) cash out with them, I will never use them again. Moving forwards I will stick with the ones that offer me the most work/money: Usertesting, Prolific AC, Populus Live (hopefully), VYPR, YouGov, Curious Cat and Bulbshare.

As of January I will be doing my bookkeeping course, but this shouldn't affect what I earn.

I think I will set my next money earning target low, to avoid disappointment, so maybe back to £100 for December?
 
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Kimilsung

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Thank you <3 it is! I've never sold anything this big before, and it's such a weird situation, as it seems the buyer is suggesting that someone impersonated him by signing as him, and now some of his neighbours in the small block of flats he lives in know anything about it... My poor old computer!
I think the buyer of the imac is chatting bs. That ain't right. He's probably hoping to come out with a free imac. Why do you have to make an insurance claim when the imac was stolen from HIS/HER house?
 

Countrymadegirl

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Update: I am alive, and the person trying to scam a free iMac didn't get it. :)
 
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