Hi everybody,
Just wanted to introduce myself. I've been a lurker for a while if I'm honest ha but thought I better come and join properly! I'm looking to provide myself with a bit of side income (as most of us are!). It's been a tough few years for health reasons, but getting back on track now and that means I've resumed my research study this year - but now without funding to finish! I'm lucky that I've had, and continue to have, some excellent part-time seasonal or short contract opportunities to keep me ticking over so far but it's not always consistent or reliable so anything I can do to help myself in the mean time is a bonus. I've always been good at budgeting so that's okay but actually earning online is a new concept to me. I'm really appreciative of all the advice I've read around here and hope I can contribute something to help others at some point too!
I do have one question; I have a few bank accounts which I use to 'jam pot' my money already. However I see a lot of (valid) small earners in respect of joining and referring some of the new banks/budgeting apps and so on. I realise that without applying for credit on these, there's usually just a soft credit check done which doesn't directly affect your credit rating in theory. But I have heard it said that opening several accounts close together can look bad? Is this true? If so, how long is it an issue for/how long is it recommended to wait between accounts? (not before: I'm aware the credit rating number is not the important bit, but the file itself!)
Cheers
Just wanted to introduce myself. I've been a lurker for a while if I'm honest ha but thought I better come and join properly! I'm looking to provide myself with a bit of side income (as most of us are!). It's been a tough few years for health reasons, but getting back on track now and that means I've resumed my research study this year - but now without funding to finish! I'm lucky that I've had, and continue to have, some excellent part-time seasonal or short contract opportunities to keep me ticking over so far but it's not always consistent or reliable so anything I can do to help myself in the mean time is a bonus. I've always been good at budgeting so that's okay but actually earning online is a new concept to me. I'm really appreciative of all the advice I've read around here and hope I can contribute something to help others at some point too!
I do have one question; I have a few bank accounts which I use to 'jam pot' my money already. However I see a lot of (valid) small earners in respect of joining and referring some of the new banks/budgeting apps and so on. I realise that without applying for credit on these, there's usually just a soft credit check done which doesn't directly affect your credit rating in theory. But I have heard it said that opening several accounts close together can look bad? Is this true? If so, how long is it an issue for/how long is it recommended to wait between accounts? (not before: I'm aware the credit rating number is not the important bit, but the file itself!)
Cheers
