- Joined
- Aug 5, 2020
- Messages
- 40
- Points
- 148
- Age
- 40
Morning,
Through a few months of online work, I've managed to clear the balance of one of my 3 credit cards. There's no fear of it being used again, however I'm not sure if it's better for my credit rating to keep an unused credit line or get it off the books altogether.
I know credit utilisation is a big thing at the moment, so just wondering if people have been in the same boat. I looked to actual credit companies like Experian for advice, but their page might as well just be the shruggy shoulders emoji.
Through a few months of online work, I've managed to clear the balance of one of my 3 credit cards. There's no fear of it being used again, however I'm not sure if it's better for my credit rating to keep an unused credit line or get it off the books altogether.
I know credit utilisation is a big thing at the moment, so just wondering if people have been in the same boat. I looked to actual credit companies like Experian for advice, but their page might as well just be the shruggy shoulders emoji.