Credit card limit much lower than they said

Lizziew24

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So I applied for a low rate credit card with MBNA to move over the last bit of debt to reduce interest. Got email acceptance with a limit of £6900. Just received card. Limit is £500.
Grrrrrrrrr
 

Jon

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So I applied for a low rate credit card with MBNA to move over the last bit of debt to reduce interest. Got email acceptance with a limit of £6900. Just received card. Limit is £500.
Grrrrrrrrr
That's pretty odd? You chatting to them about it?
 

Knopfler

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@Lizziew24 That's not a monthly limit or anything is it? Years since I applied for a credit card, so wondering if things have changed. If not, contact them as Jon suggests :)

Hope you are okay :)
 

Lizziew24

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That's pretty odd? You chatting to them about it?
I went on live chat and she asked if my credit situ had changed this past week, which it hasn’t. Said she could resubmit it but that would be another credit search and I was worried about the harm that might do. I’ve had a little rejig of a few bits so things are ok but just bloody frustrating as I’d sort of accounted for it all in my head. I need to pull my finger out and get earning more on the side. All quiet on Appen now so still £200 a month down from that. I need to consistently earn £600 per month so an extra £350 on top of MBing.
 

Lizziew24

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@Lizziew24 That's not a monthly limit or anything is it? Years since I applied for a credit card, so wondering if things have changed. If not, contact them as Jon suggests :)

Hope you are okay :)
I’m not bad, thanks @Knopfler. And you? Bloody credit cards. Wish I’d discovered this site before I went bloody silly on credit!!
 

Knopfler

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I'm not too bad, thanks :) Not been on here much as been trying to put more effort into mb'ing. Don't think I will be doing as much of it after the New Year though as it's taking me hours (even with oddsmatcher, which is cr*p) and not getting anywhere near what some people make on it.
STILL haven't got into accas yet - oops - though I have tried one or two now and not interested in doing the horses.

Never got any Appen tasks, so haven't bothered going for the latest offers - and no point in doing the crowdsourcing ones for a few pence.

Have you got a plan in place for managing your debts - I know there is lots of advice on these things, especially on the 'green' site.

I see Jon has got us looking all 'christmassy' again - brrrrrrrrrr!

Take care, hope you have a good yorkshire Christmas :)
 

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