Just looking back through this thread, it is amazing how far I have come from scrapping towards £250 a month extra. Real world hit home this week, our bonus is usually performance linked and having had the best year in company history we were all set for a lovely one. However a few days before it went in on Friday we were told that it was going to be slashed in half, Happy Christmas. Now I had worked out what I might be getting and allocated it but not spent it as I am not stupid, I suspected that some way or another we wouldn't be getting it. People have walked out over it.
Anyway on a positive note, it was enough to pay off my last bit of debt on a credit card. So I am now officially DEBT FREE! WOOOOOOOOOOOOOOO
Massive milestone achieved.
So onwards and upwards. Having to adjust my plans but not having debt now help and I actually have savings too.
Austerity will reign for another year for the Unicorn but I can now use my profits to fund his competing rather than paying my bills. Happy Christmas and thank you for providing such a good site full of helpful people.