Is there something wrong with me?

Jon

Administrator
Staff member
Joined
Oct 17, 2013
Messages
25,145
Reaction score
2,539
Points
283
Age
38
Location
Leeds
I am beginning to wonder!

I just don't seem to be able to do the things that others I see online ( and in real life! ) do to save money.

Change energy suppliers - Too much faff

Organise a water meter - Took me about 4 months

PPI Claims - Were like pulling teeth with me

Getting a new boiler when our last one was on its last legs! - I even dragged that on because the thought of spending £1000 on a new one wound me up even though at that point we were paying out of pocket for repairs on the old one each year + service.

Weekly Shop - I just use Tesco online even though everyone says Aldi and co are cheaper.

Cutting down bills or ending a contact - If it requires actually talking to a human being I will put it off for WEEKS!

Even in my 'business' life if I change Social Media or Hosting Provider or whatever it's like this huge drawn out process for me

Is anyone else like this or is it just me?
 

unicornrider

SuperStar Helper!
Joined
Apr 6, 2018
Messages
244
Reaction score
160
Points
93
Well PPI for me was the biggest waste of time, I got nothing after doing a hell of a lot of work to find that out!
 
  • Like
Reactions: Annie Beau and Jon

SheldonCooper

Money Making Megastar!
Joined
Mar 5, 2016
Messages
46
Reaction score
13
Points
118
Website
cosmickick.com
It's not just you. I do the same with Tesco. I've found though that I spend less with an online shop because I'm not tempted by all of the junk food offers in store. I can't resist in person!
 
  • Like
Reactions: Jon

Karonher

Money Making Megastar!
Joined
Jan 25, 2014
Messages
818
Reaction score
234
Points
163
My dad is. He never changes energy suppliers but to be fair when we have asked for quotes from others they where not that good.

A couple of years ago his car insurance renewal came in at about £600 - he is 88 and drives the car around the block once a month but ho hum he wants to keep the car. When I did a price comparison there were loads of lower quotes including the company he was with. He was all ready to change then found out he would have to phone the current company for the proof of no claims document so said he would stay with them.:rolleyes:. In the end I phoned them and said he would not be renewing and when I told them why they matched the lower price so he did stay.
 

unicornrider

SuperStar Helper!
Joined
Apr 6, 2018
Messages
244
Reaction score
160
Points
93
I couldn't be bothered to change energy/internet suppliers this time, I stayed with my current car insurer as I had an accident last year (not my fault) and they lowered my premium this year so stayed!

With regards to Lidl/Aldi, despite living in a town, my nearest one is a 30 mile round trip, not sure I'd save much money when I have a Waitrose and Tesco less than 2 miles away. As a single person Waitrose can actually be cheaper than Tesco as I buy less rubbish and it lasts longer. Mind you I get fed my main meal at work 5 days a week so I don't spend much on food these days!

I also so procrastinate on phoning people to end contacts....
 
  • Like
Reactions: Jon

The Reverend

The Reverend
Staff member
Joined
Oct 6, 2015
Messages
2,806
Reaction score
708
Points
313
Website
thereverend.co.uk
I am beginning to wonder!

I just don't seem to be able to do the things that others I see online ( and in real life! ) do to save money.
I suppose its whether you perceive it to be money saved or money earned. I'm trying to think of all saving as 'money earned'. Earning money takes effort and graft where-as saving money is usually boring and the payoffs feel smaller.

Change energy suppliers - Too much faff
You aren't the only one who thinks this but it just isn't the case. Like LOADS of people I have moved to Bulb from AON. I filled in one form on bulb website and that was it. I got a £100 joining bonus (as did my referrer) and it is both cheaper and more ethical (apparently) than AON. I can also leave at any time.

Currently I'm building up my winter credits so will re-evaluate whether I stay next spring.

Organise a water meter - Took me about 4 months
Although this would be cheaper for me (3 bed/2 bath house with 2 adults), there is a chance I will rent this property out if we move out. I bought it from someone who rented to 3 unrelated adults so a metered water supply would add big £££ to the bills for them so no meter for me even though it WILL save me money.

PPI Claims - Were like pulling teeth with me
I didn't find this hard work at all. All my banks had links on their websites to claim. Filled stuff out once for each bank. Didn't get anything from them, but I did try.

Getting a new boiler when our last one was on its last legs! - I even dragged that on because the thought of spending £1000 on a new one wound me up even though at that point we were paying out of pocket for repairs on the old one each year + service.
I guess this will happen to me at some point. I waited 2 weeks before replacing my thermostat that was stuck on 25 degrees!

Weekly Shop - I just use Tesco online even though everyone says Aldi and co are cheaper.
I have a Lidl near me. Been in it twice. Didn't enjoy either shopping experience. I don't see why I should make shopping a painful thing when for £10-ish extra I can enjoy my shopping experience. Quality wise I know their savoury stuff is quite good but I've yet to try enough of their fresh meat/produce to say whether the quality is worth it.

Cutting down bills or ending a contact - If it requires actually talking to a human being I will put it off for WEEKS!

Even in my 'business' life if I change Social Media or Hosting Provider or whatever it's like this huge drawn out process for me

Is anyone else like this or is it just me?
I'm dreadful for this and have to use the 'money saved becomes money earned' trick otherwise I don't do it. Hey! I've been paying £40 a month for my phone contract for 2 years. I'm used to paying £40 so I'll just keep paying £40. This time round I moved to EE (using a mates friends and family discount) and I pay £20 a month for unlimited calls, text and 60gb data. I was also able to get the £100 Quidco so although its a 12 month contract, I'm paying about £14 a month for it.

Just to add, I'm not perfect. My flatmate moved out in January and I've STILL not told the council so missing my single-occupier discount. Its about £25 a month....I will get on that this week.

:)

The Reverend
 
  • Like
Reactions: katykicker and Jon

katykicker

I am a work from home Mum from Essex.
Staff member
Joined
Nov 14, 2014
Messages
6,306
Reaction score
553
Points
373
Location
Harlow
Website
katykicker.com
I am the same as @The Reverend I think of it as money earned not money saved. Just by keeping a tight rein on household bills we have saved over £100 a month. That money then covers the top up we have to pay now Daisy gets 30 hours 'funding' for nursery. So it's well worth while.
 

Jon

Administrator
Staff member
Joined
Oct 17, 2013
Messages
25,145
Reaction score
2,539
Points
283
Age
38
Location
Leeds
Well the water meter is now in!

I've no idea what to expect but I'm hoping it will be a fair chunk since whatever rate they had us set up for 'profile wise' is very much now what we are now!
 

Jon

Administrator
Staff member
Joined
Oct 17, 2013
Messages
25,145
Reaction score
2,539
Points
283
Age
38
Location
Leeds
Well yorkshire water has written to us and our water bill has now gone down by 55%
 
  • Like
Reactions: katykicker

Queen Jess

Money Shed Royalty!
Staff member
Joined
Nov 28, 2017
Messages
859
Reaction score
326
Points
183
Age
37
Website
www.circuseveryday.co.uk
In regards to having to ring people, I find that live chat is your friend.. I changed my mobile phone to a cheaper deal online over live chat. Much simpler and easier :)

Didn't do PPI as never ever took any of those deals. Already had a water meter in our house when we moved in. Refuse to move home phone and energy supplier as had such terrible experiences with customer services in the past that I try to use ones with really good customer service and won't move unless there is better customer service that is also cheaper. Don't care if it costs more, it saves me time!

Really boring things like house insurance switching/quotes I relegate to my husband :)
 

TMSPRESTO

Members online

Forum statistics

Threads
5,307
Messages
147,059
Members
7,798
Latest member
Altarcars1

Latest profile posts

Jon
Dieing from Hayfever!
Another new project, another new YouTube channel (at least they don't cost money like domain names! hehe)
Jon
Frustrating as heck building a new website!
Attempting to explain to a 2 year old that it takes time for a DVD to start up and press play...
It's hard work being as sexy as me..