Saving for a holiday!

Terriixx

Money Making Megastar!
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Hi,

Wow, my first topic posty thingy on here! :)
Me and my partner are planning a trip to Shanghai in October 2016 with his Tai Chi class, we're each aiming for at least £2000 by then. And I'm going to need to buy a passport too. I'm wanting to have the money preferably by June/July next year. So this means about £142 a month to earn.

I'm gonna try to keep this as a sort of diary about where the money comes from and keep a total.

I'm going to try and get the money from online sites: surveys, phone apps (Roamler, Streetspotr, etc.), cash back sites... and all the rest.
I also empty my purse of any coins smaller than 50p at the end of the day and this goes into a big jar, bagged then into my ISA.

So far I have £9.31 in my PayPal, £57 in my ISA and I need to count up the coins in my jar.

=£66.31/2000

Thanks for reading,
Terri :) x
 

Flitterbug

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Welcome to the site :D £2000 in that amount of time should be completely doable - have you checked out the toolkit yet? http://blog.themoneyshed.co.uk/working-from-home-toolkit/
 

Terriixx

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Hi Kelzky :)

Thanks for the link to the toolkit. I'm slowing working my way through all the links on there and signing up for things.
My problem is finding the motivation and time. Hopefully the motivation will come now I've set a proper goal and time frame in which to achieve it.
At the moment I'm still on maternity leave but I'll be back to work full time as from next Monday, luckily I work in a call centre so I have time between calls to do things online such as surveys and stuff :)
 

Ladylewis

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Hey Terri, we are heading to disney world Florida next September - so everything I can earn will pay for passports/visas and any extra will be a bonus to spoil my little boy.
 

Terriixx

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Ladylewis said:
Hey Terri, we are heading to disney world Florida next September - so everything I can earn will pay for passports/visas and any extra will be a bonus to spoil my little boy.

Wow, how much are you looking to make to afford that if you don't mind me asking :)
Good Luck!
 

Ladylewis

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my other half has budgeted for the holiday with his pay - so anything I can make is extra for treats - so perhaps upgrading seats on flights and we need to get our passports and visas.

So far I am doing things like iphone apps (streetspotr, ipoll, app trailers) swagbucks and some other survey sites. Am interested in looking into mystery shopping and also perhaps audio transcription as I used to work as a legal secretary.

Good luck with the money making - your holiday sounds amazing! :)
 

Terriixx

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Wow, I'm not doing great at keeping this updated :)

Have added £15 to my ISA but still need to get around to counting up my coin jar.
 

Terriixx

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Finally got around to counting up my coin jar! There's £32.46 in there at the moment.
After adding some money to my ISA a few days ago I now have £72 in that.
And still £9.31 in my PayPal account.

So all together =£113.77... veryyy slowly getting there. Just got to try and be motivated... Back to work today so hopefully should have time between phone calls to do all my online surveys and things.
 

tlizzy

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Wow well done in saving. Ive had to save due to financial fears with the government. I like to prepare and have a rainy day account which never gets touched onless its emergancies. I dont know about you guys but putting money in an account and trying to get interest on it seems to get harder. Your money doesnt grow sat in an account anymore the interest rates are shoddy in savers accounts. I have a penny jar which change gets thrown in. I want to save 200 a month starting from next month but to get it from online ways. Im excited and nervous as i would like 1000 for December
 

katykicker

I am a work from home Mum from Essex.
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You could try saving the loose 'change' in your bank account. If you has £258.10 you could save the £3.10. I find this quite useful when I do it and I don't notice the money 'loss' either.
 

Terriixx

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tlizzy said:
I want to save 200 a month starting from next month but to get it from online ways. Im excited and nervous as i would like 1000 for December

Good luck! Hope you manage it :)


katykicker said:
You could try saving the loose 'change' in your bank account. If you has £258.10 you could save the £3.10. I find this quite useful when I do it and I don't notice the money 'loss' either.

I've tried to do that before and end up forgetting, but now that my ISA and current account are the same bank, and I have the mobile app it'd be easier to do it, Nationwide do it where you don't even have to log onto the mobile app, you just open it and click 'save' or something like that. I'll have to try doing it again :)



Another £20 put into my ISA this morning, so that brings my total to £133.77.

I only found out yesterday that HMRC only pay 70% of childcare, when I went to CAB they said it was up to £190 a month, not a percentage! Worked out I'm going to have to pay around £200 a month myself to have my daughter in nursery. The only reason I went back full time was because I had worked out I could afford it with the information that CAB gave me, which was obviously the last tax years info, even though I saw them in April this year!
Going to have to find my budget spreadsheet and try to work money out, although I'm unsure what benefits I'll be getting and everything so I can't work it all out!

ARRRGGGHHHH!!
 

Terriixx

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Straight away took on KatyKickers advice. I've added £2.14 into my savings because I looked at my receipts from this morning and last night, rounded up to the nearest £ and put that in. :)

Not a lot, but every little helps :)
 

Terriixx

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Withdrawn £5 OnePulse payment to my PayPal, bringing that up to £14.31,
Added some more coins to my jar making that now £35.41
And added some change straight into my ISA bringing that to £94.54

= 144.26
= 7.2% of my minimum goal amount
 

Skinnylatte

Youtube, blogging, web design, cash back
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Hi Terriixx, good luck with your mission!
I use that nationwide app saver. At the end of each day, or when I remember, I transfer the pence on my account to a savings pot. So if I've got £123.85p in there I will transfer the 85p, you can do it all without actually logging in. I saved an extra £13 last month into my pension pot. if I do that every month between now and when I retire that's £4,768!!
 

Blackpepper1

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Skinnylatte said:
Hi Terriixx, good luck with your mission!
I use that nationwide app saver. At the end of each day, or when I remember, I transfer the pence on my account to a savings pot. So if I've got £123.85p in there I will transfer the 85p, you can do it all without actually logging in. I saved an extra £13 last month into my pension pot. if I do that every month between now and when I retire that's £4,768!!

That is a really good idea. I am with Nationwide and noticed the saver option but haven't used it yet.
Going to start to do that it is an easy way to save a little extra on a regular basis.
 

Terriixx

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I haven't been very good at saving this weekend... it was my 21st birthday so of course, a lottt got spent :)

Received a £50 cheque from my Nan and Gramp though so that will be going straight into my ISA this week :)

Think that brings me to 194.26 ishh :)
 

Terriixx

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Well, I'm spending the day going through all my sites and finding out how much I've got and deciding which ones to take off my list, to stop using.

At the moment I've decided to get rid of:
Opinion Outpost- I constantly get screened out of surveys right near the end, so I'm still on 0 pts.
Mintvine- I'm not sure about this one as I have 390 pts and I only need 1000, but it keeps screening me out lately.
Vivatic- I only have £1 on here and I think I need 50(?), but I never receive anything and when I do, it's closed.
Crowdology- I have 16p on here, despite having it for over a year, the surveys are always closed as soon as the email comes through.
GlobalTestMarket- I'm unsure about this one, I have 110 pts and only need 182 for PayPal credit, so might see how long it takes me to make that amount from now.
Ipsos-iSay- This was a good one when I first signed up to it, I managed to cash out within about 2 weeks, but now I only have 35 pts in about 3 months and I need 1380, so I'm unsure whether to stick with it or not.


I'm sticking with:
OnePoll- in the last week I've earned £11.45 out of the £40 needed, will see how quick I am to get to the 40 from now :)
NewVista- I'm bit unsure about this but will see how many surveys I get in the next week, so far I have 425/5000 pts.
YouGov- Currently on 400/5000 pts, but I've made that amount in about 2 days so will see what happens from now.
PopulusLive- I'm doing every single one of these surveys that comes through to me now, I used to just fill in the ones I could do on my phone, but now I'm sat at a computer all day because I'm back at work, I can do them all. I'm on £31 and need 50. I've made £25 in a week by completing every single one :)
Toluna- I only have 1075 pts and need 185000 but I'll see how quick I can make it. Bit slow to get them but doesn't take long to do the surveys.

Swagbucks- I'm really unsure about this, I logged on today and did a few surveys and went from 25 SB to 214! Might see how much I can make in a week. :) Don't particulary understand how people make so much a day though, like 1000 SB daily or whatever :)


So far, money wise, I have:
41.58 in my money jar
96.28 in my ISA
15.07 in my PayPal
= 152.93
and a £50 cheque that I need to still put into my ISA
 

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