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cazkins

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I'd be very grateful if anyone would like to sign and share the petition here. NICE updated their guidelines for dealing with chronic pain, putting a focus on things like CBT, alternative therapies and anti-depressants, which are not going to do diddly squat for many of us with pain (mine is predominantly from nerve damage from metal screws in my back). NICE don't seem to care about patient input, hence the petition to try to take it to government.

Updated Post : Why The Opioid Crisis Is Dangerous For Chronic Pain + The NEW Petition To Ask NICE To Review Their Unhelpful NHS Pain Guidance

https://invisiblyme.com/opioidcrisis-dangerous-chronicpain/
 
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The Money Blog UK

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The Money Blog UK

Money Making Megastar!
Joined
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Messages
157
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178
Age
22
Website
www.themoneybloguk.co.uk
 

NickDaws

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New on PAS: My Investments Update April 2022

 

The Money Blog UK

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Zanderman

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PENFOLD PENSION £40,000 GIVEAWAY!

CLOSING SOON! IF YOU HAVE NOT ENTERED MAKE SURE TO DO SO, IT'S COMPLETELY FREE AND YOU'LL GET £25 FOR SIGNING UP!

FIND OUT MORE:
www.themoneybloguk.co.uk/penfold
Interesting to note that the £40k might well not be £40k. As you cannot contribute more than your earnings to a pension in any year. The T&C acknowledge this, saying:

The Winner will receive the £40,000 Prize into their Penfold Pension which consists
of:
a) A £32,000 contribution from Penfold; and
b) £8,000 in associated tax relief from HMRC
Penfold will notify the Winner by 27/04/22, to arrange how the payment will be
made. Penfold will explore the rules around annual allowance contributions to
ensure that the total contributions for that relevant tax year are within the Annual
Allowance and the Winners’ UK relevant earnings

The implication being, though not actually stated, that if you earn less than 40k you won't get 40k of pension. If, for example, you earn 20k you'd presumably only get £20k maximum (less if you already pay into a pension). Penfold's "40k giveaway" is, therefore, a bit misleading for average earners (average salary in the UK is just £25k).
 

The Money Blog UK

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www.themoneybloguk.co.uk
Interesting to note that the £40k might well not be £40k. As you cannot contribute more than your earnings to a pension in any year. The T&C acknowledge this, saying:

The Winner will receive the £40,000 Prize into their Penfold Pension which consists
of:
a) A £32,000 contribution from Penfold; and
b) £8,000 in associated tax relief from HMRC
Penfold will notify the Winner by 27/04/22, to arrange how the payment will be
made. Penfold will explore the rules around annual allowance contributions to
ensure that the total contributions for that relevant tax year are within the Annual
Allowance and the Winners’ UK relevant earnings

The implication being, though not actually stated, that if you earn less than 40k you won't get 40k of pension. If, for example, you earn 20k you'd presumably only get £20k maximum (less if you already pay into a pension). Penfold's "40k giveaway" is, therefore, a bit misleading for average earners (average salary in the UK is just £25k).
Interesting to point out.

I have reached out to Penfold to clarify this however what I do believe will happen is they would split it down and pay in to your pension each year until the £40K is paid in, possibly.

I will update if I get a response from Penfold.
 
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The Money Blog UK

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NickDaws

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New on PAS: Spotlight - The Bestinvest Investment Platform

 

The Money Blog UK

Money Making Megastar!
Joined
May 13, 2018
Messages
157
Points
178
Age
22
Website
www.themoneybloguk.co.uk
 

The Money Blog UK

Money Making Megastar!
Joined
May 13, 2018
Messages
157
Points
178
Age
22
Website
www.themoneybloguk.co.uk
 
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The Money Blog UK

Money Making Megastar!
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22
Website
www.themoneybloguk.co.uk

NickDaws

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www.poundsandsense.com
New on PAS: How to Reduce Your Water Bills

 

NickDaws

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New on PAS: My Investments Update May 2022

 

The Money Blog UK

Money Making Megastar!
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www.themoneybloguk.co.uk

NickDaws

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New on PAS: Can You Still Make Money From Matched Betting?


This is a fully revised and updated version of a post from last year.
 

NickDaws

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New on PAS: Could You Be a Holiday Let Landlord?

 

The Money Blog UK

Money Making Megastar!
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Messages
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www.themoneybloguk.co.uk
 

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