The future is going to be rough and we need all our ingenuity to ride this storm and not go under. Regards Crypto, people need to heed the advice that this is a high risk investment and people should not go into it to expect necessarily to get rich quick. Stock markets and Crypto go through cycles and if you cannot afford to ride the waves then my advice is to stay away. I only invest in high risk investments what I can afford to lose.
I advise people to look at all the ways to save money which is out there on the internet, and people to use their common sense when it comes to managing your money. There is good advice here, as there is on websites like Martin Lewis's MoneySavingExpert, and just look up tips on YouTube.