Finding January difficult.. so much going on. Also need to stop obsessing with my mortgage spreadsheets and playing the "what if" game with it... the mortgage is such a monster that little seems to make a difference. Need to concentrate on the small things and hopefully it will start making a difference.
Toyed for a while with reducing my pension pot to pay down the mortgage much quicker, but came to the same conclusion that I don't have enough money in my pension anyway and delaying it whilst I pay down my mortgage (which is on a very low interest rate) is probably something I would regret. Will reassess again before my mortgage is renewed halfway through the year when hopefully I have less going on to think about.
Falling a bit behind this month. Started a bit of matched betting this month, but not doing enough - mainly due to time constraints. Also need to find some time for other activities as doing a few surveys isn't going to be enough. Found a few items I don't want anymore to sell on eBay and only listed one so far, so also need to get them on there.
Going to keep struggling on and see what happens this month!
Just over 25% of the way to my Jan goal of £400 (£109.51). Fingers crossed for some good eBay sales to get me over the target!
Toyed for a while with reducing my pension pot to pay down the mortgage much quicker, but came to the same conclusion that I don't have enough money in my pension anyway and delaying it whilst I pay down my mortgage (which is on a very low interest rate) is probably something I would regret. Will reassess again before my mortgage is renewed halfway through the year when hopefully I have less going on to think about.
Falling a bit behind this month. Started a bit of matched betting this month, but not doing enough - mainly due to time constraints. Also need to find some time for other activities as doing a few surveys isn't going to be enough. Found a few items I don't want anymore to sell on eBay and only listed one so far, so also need to get them on there.
Going to keep struggling on and see what happens this month!
Just over 25% of the way to my Jan goal of £400 (£109.51). Fingers crossed for some good eBay sales to get me over the target!