Recent content by Zerorush

The housing market is cooling finally but only after becoming so hot that an average house costs nearly £300k. How!? How many people are earning 60-70k - maybe the top 5% of the population? Before you say supply and demand, the population of the UK has grown by 20% over 30 years. So why has a...

Not sure this will work for others but I am trying my hand at youtube films atm. A lot of people are trying this with classic films you can nab off archive.org (copyright redundant material). One of my channels has taken off somewhat and one movie in particular has 1.1m views! But having trouble...

I know this is a long shot, but where can you get decent help for a utility company ie British Gas. Their customer services seem to be all over the place with my account and aren't acting very logically or professionally. Nutshell is they seem to think I have consumed a vast amount of...

I've held a credit card for around 10 years. The brand is a very entry-level provider with a low limit (Vanquis). From hearsay in my bank, it was brought to my attention that cancelling the card would increase my score. Looking online, rumour has it would decrease. It has a tiny £100 limit, so...

Yep it's just there to shut people up for a bit methinks, like the council tax rebate, the minimum wage increase, the little extra on universal credit. It's just nothing. According to ONS, the mean family income has increased £3k in the last 20 years (roughly £33k to £36k). In the same period, a...

Yes that's right! Microsoft actually pays you to use its search engine. As long as you have a valid Microsoft account, every search earns points. I'm just shy of a £5 Tesco gift voucher, almost entirely from Bing searches. That's the good news! The bad news is that it has taken about 18 months...

Sorry for the extra moan lol, just been changed over from PFP Energy to British Gas and my bill has gone from £38 to £72 per month, an 89% increase. The competitors on comparethemarket and gocompare are even more expensive. Does anyone have two sticks I can borrow to rub together?

Hello luke Apologies for coming in late, but your best situation may be to apply for universal credit. They can do loans if you are in a tough situation, they will prioritise people in hardship. If you need help with the system please ask, used to be a UC claim advisor

Hi Jon. Glad to see it's not just me. Isn't it a nightmare, makes me dread shopping sometimes. You used to be able to fill a carrier bag on a fiver in tesco if you really tried. That wasn't too long ago. That's impossible now. Once you see something going up you've had it. Things don't go...

Thanks for your comment frugalgal. Not trying to sound rude but I am getting a bit fed up of scrimping by and tightening my belt.. Up to recently that's been life! Tesco cards and nectar save a few pennies, my credit card does cashback, and I make a little money from investments, though crypto...

Been noticing how things are getting dearer, even small things in Tesco's, which is not as cheap as it used to be. Stuff like bread, meat, veg, toiletries etc. keeps going up. Rents everywhere keep going up, had to migrate to a town with not many jobs just to get a fairer deal. Apparently prices...

I have no high value debt, only some student loans with a very low interest rate which are slowly being paid off. They are kept under control with as little as £100 or so a year (I pay a lot more), don't count towards your credit rating, and get written off after a certain amount of time, which...

Apologies for my financial illiteracy. I've been trying to figure out how to invest in mutual funds through an ISA for a while now due to the long-term growth of the S&P 500. There are different types of ISAs, different platforms for ISAs, different ways to manage ISAs, different funds, etc...

I am in my late thirties and have been destitute up to this point in life. A new job is helping me save like crazy. What should be your priorities when saving this amount of money? I have no long term plans such as home ownership in my lifetime - it's simply too expensive. My pension is tiny...