Barclaycard have removed promo rate

[Lizziew24]

Just logged onto my barclaycard account to see that my promo rate of 6% until the balance (£7500) is cleared, has been removed and I'm now paying 19%. This is due to a payment last month which was a day late. Will grovelling help get it returned to promo rate or will I have to transfer to another card, which I really don't want to do

 

[Jon]

Just logged onto my barclaycard account to see that my promo rate of 6% until the balance (£7500) is cleared, has been removed and I'm now paying 19%. This is due to a payment last month which was a day late. Will grovelling help get it returned to promo rate or will I have to transfer to another card, which I really don't want to do

I would just transfer it to a 0% card. There's a lot of great deals out there

Just off the top of my head MBNA are doing 0% for 42 months!

https://www.mbna.co.uk/compare-credit-cards/balance-transfer-credit-cards/

 

[Lizziew24]

I would just transfer it to a 0% card. There's a lot of great deals out there

Just off the top of my head MBNA are doing 0% for 42 months!

https://www.mbna.co.uk/compare-credit-cards/balance-transfer-credit-cards/

I thought that but it's whether I'd get the full £7500 on another card to cover it...I'll see what I can do today. I'm furious, but it's my own fault..

 

[Lizziew24]

I thought that but it's whether I'd get the full £7500 on another card to cover it...I'll see what I can do today. I'm furious, but it's my own fault..

Phonecall to grovel and they reinstated my low % rate! Result!

 

[Rich792000]

Phonecall to grovel and they reinstated my low % rate! Result!

I find that Barclaycard are more than amenable as long as you're polite and firm; they screwed up a credit card application for me a few years back, and after I complained they wiped the balance transfer fee and gave me compensation, in effect paying me to take out a £7.5k loan with them over 2 years