Banking American Express Referrals - ALL CARDS

David H

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Morning everyone!

American Express are launching their Shop Small campaign again soon!

AMEX customers are entitled to a £5 credit when you spend £10 or more at selected retailers.

In order to be eligible: you must register the offer to your AMEX account (via the online account) from the 1st November 2017 and the offers will come into force from 2nd December so great for small Christmas gifts, perhaps!

I believe this does work with the affiliate AMEX cards, such as those offers via MBNA, Lloyds (Avios) etc.

Enjoy your day!
 

bobcat2010

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A great way to further utilise your money is by putting existing spend through a credit card that has rewards (American Express being one of the main ones.) If you can hit a spend target by just moving your pre existing spend onto a new card. The points can be redeemed for amazon voucher, flights, hotels and much more! For example to fly British Airways with luggage off peak to Berlin & a return back is 9000 points (air miles) & £35 'taxes' where as the same flight was £255 return with cash. It's one of many examples and obviously BA isn't always cheapest it just depends what you are looking for!

I've attached the pricing I found

ba1.PNGba2.PNG

If you are interested in trying it out and seeing how point collecting goes for you most people choose the The Preferred Rewards Gold Card as it's FREE for the first year and then they simply cancel before the year is up!

The Platinum Card
  • 35,000 points sign up bonus when I refer you (usually 30000 points)
  • Spend required for bonus: £2,000 in first 3 months
  • 1 point per £ spent
  • Access to numerous Centurion + Delta Sky + Priority lounges across the world
  • Elite membership with Starwood, Club Carlson, Hilton HHonors, Melia Rewards
  • Pro-ratable fee £450 per year (strategy: drop card, get a refund of card fee once bonus has been received)
  • 1 point = 1 airmile
Apply here - http://amex.co.uk/refer/lukeba4vs?XLINK=MYCP

The Preferred Rewards Gold Card
  • 22,000 points sign up bonus when I refer you (usually 20000)
  • Spend required for bonus: £2,000 in first 3 months
  • 10,000 points bonus for spending £15000 in 12 months
  • 1 point per £ spent
  • 2 points per £ spent in foreign currency
  • 3 points per £ spent on Amex Travel
  • 2 airport VIP lounge passes per year
  • Free for first year and then £140 per year (what a lot of people do is cancel after the first year)
  • 1 point = 1 airmile
Apply here (click view our other cards, then credit cards and you will see the card.) - http://amex.co.uk/refer/lukeba4vs?XLINK=MYCP

British Airways Premium Plus
  • 26,000 Avios sign up bonus when I refer you (usually 25,000)
  • Spend required for bonus: £3,000 in first 3 months
  • 2-4-1 Companion voucher for spending £10,000 in 12 months
  • 1.5 avios per £ spent
  • 3 avios per £ spent with BA
  • Pro-ratable fee £195 per year
Apply here (click view our other cards, then credit cards and you will see the card.) - http://amex.co.uk/refer/lukeba4vs?XLINK=MYCP

British Airways American Express Card
  • 6,000 Avios sign up bonus when I refer you (usually 5000)
  • (Minimum spend required for bonus £1000 in 3 months)
  • 2-4-1 Companion voucher for spending £20,000 in 12 months
  • 1 avios per £ spent
  • Apply here (click view our other cards, then credit cards and you will see the card.) - http://amex.co.uk/refer/lukeba4vs?XLINK=MYCP
 
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Kimilsung

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A great way to further utilise your money is by putting existing spend through a credit card that has rewards (American Express being one of the main ones.) If you can hit a spend target by just moving your pre existing spend onto a new card. The points can be redeemed for amazon voucher, flights, hotels and much more! For example to fly British Airways with luggage off peak to Berlin & a return back is 9000 points (air miles) & £35 'taxes' where as the same flight was £255 return with cash. It's one of many examples and obviously BA isn't always cheapest it just depends what you are looking for!

I've attached the pricing I found

View attachment 486View attachment 487

If you are interested in trying it out and seeing how point collecting goes for you most people choose the The Preferred Rewards Gold Card as it's FREE for the first year and then they simply cancel before the year is up!

The Platinum Card
  • 35,000 points sign up bonus when I refer you (usually 30000 points)
  • Spend required for bonus: £2,000 in first 3 months
  • 1 point per £ spent
  • Access to numerous Centurion + Delta Sky + Priority lounges across the world
  • Elite membership with Starwood, Club Carlson, Hilton HHonors, Melia Rewards
  • Pro-ratable fee £450 per year (strategy: drop card, get a refund of card fee once bonus has been received)
  • 1 point = 1 airmile
Apply here - http://amex.co.uk/refer/lukeba4vs?XLINK=MYCP

The Preferred Rewards Gold Card
  • 22,000 points sign up bonus when I refer you (usually 20000)
  • Spend required for bonus: £2,000 in first 3 months
  • 10,000 points bonus for spending £15000 in 12 months
  • 1 point per £ spent
  • 2 points per £ spent in foreign currency
  • 3 points per £ spent on Amex Travel
  • 2 airport VIP lounge passes per year
  • Free for first year and then £140 per year (what a lot of people do is cancel after the first year)
  • 1 point = 1 airmile
Apply here (click view our other cards, then credit cards and you will see the card.) - http://amex.co.uk/refer/lukeba4vs?XLINK=MYCP

British Airways Premium Plus
  • 26,000 Avios sign up bonus when I refer you (usually 25,000)
  • Spend required for bonus: £3,000 in first 3 months
  • 2-4-1 Companion voucher for spending £10,000 in 12 months
  • 1.5 avios per £ spent
  • 3 avios per £ spent with BA
  • Pro-ratable fee £195 per year
Apply here (click view our other cards, then credit cards and you will see the card.) - http://amex.co.uk/refer/lukeba4vs?XLINK=MYCP

British Airways American Express Card
  • 6,000 Avios sign up bonus when I refer you (usually 5000)
  • (Minimum spend required for bonus £1000 in 3 months)
  • 2-4-1 Companion voucher for spending £20,000 in 12 months
  • 1 avios per £ spent
  • Apply here (click view our other cards, then credit cards and you will see the card.) - http://amex.co.uk/refer/lukeba4vs?XLINK=MYCP
I was applying for it and reading the things and it looks like they rape you with interest... I doubt they'd accept someone who has an income of £15K a year. The guy's week work for amex probably earn more then that in a week.
 

bobcat2010

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I was applying for it and reading the things and it looks like they rape you with interest... I doubt they'd accept someone who has an income of £15K a year. The guy's week work for amex probably earn more then that in a week.

It's only worthwhile if you can pay in full each month, so you pay no interest. So spend on it like you would a debit card.

My sister earns 12K a year and she has one :)
 
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Kimilsung

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It's only worthwhile if you can pay in full each month, so you pay no interest. So spend on it like you would a debit card.

My sister earns 12K a year and she has one :)
Say for example, i only spend £30 in one month, i spend £10 OK Monday, pay it back on friday, do you mean like that?
 

bobcat2010

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Yeah so I pay off everything I've spent during the week every sunday evening but do what works best for you, pay it off straight away if you want or even just once a month if you are good at money management :)

As long as you pay the balance off by the statement date once a month you'll pay no interest on it
 
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Kimilsung

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Yeah so I pay off everything I've spent during the week every sunday evening but do what works best for you, pay it off straight away if you want or even just once a month if you are good at money management :)

As long as you pay the balance off by the statement date once a month you'll pay no interest on it
Thanks.. but what if i wanna buy a big purchase like a laptop or something? I thought some credit cards are 2 months interest free?
 

bobcat2010

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bobcat2010

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Just to add I will match the cashback you get through topcashback so you get the best of both worlds! Just PM me so I know you are applying
 
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Jsccope

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American Express® Preferred Rewards Gold Credit Card (Annual Fee £140 – Free for the first year)

▶ Your friend will receive 12,000 when they apply for the American Express® Preferred Rewards Gold Credit Card, are approved and spend £3,000 in their first three months of Card membership.

http://amex.co.uk/refer/jAMESCHBKr?CPID=100359673
 

GoldmanSachs

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Hi All,

Apply for ANY amex card through my link and you will receive a further referral bonus for spending £X in 3 months.
22,000 Membership Rewards points for Gold Credit Card (£140 annual fee, free for first year) :) (Spend £3000 in first 3 months)
6,000 Membership Rewards points (no fee) for Rewards Credit Card (Spend £2000 in first 3 months)
26,000 Avios for Black BA card (£195 annual fee) (Spend £3000 in first 3 months)
6,000 Avios for Blue BA card (no fee) (Spend £1000 in first 3 months)

There are various other cards you can apply for..
I will also match the cashback you receive from TCB. Just give me notice when you are applying.

 

Mossboss78

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CLICK LINK ABOVE


Sign up to Marriott Bonvoy Credit card and receive 23000 reward points on spending £3000 within first 3 months .
Apply for Marriott Bonvoy™ American Express® Card and receive benefits, protections, and services. Select the button below for more information and to apply.

MGMEE.AMERICANEXPRESS.COM

The Marriott Bonvoy™ American Express® Card
Apply for Marriott Bonvoy™ American Express® Card and receive benefits, protections, and services. Select the button below for more…
Apply for Marriott Bonvoy™ American Express® Card and receive benefits, protections, and services. Select the button below for more information and to apply.
 

Kingsavvysaver

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For those who want a free American Express card - I would recommend the cashback card.


I have just received a free year of using the Calm app :)

1595937331931.png
 

Soozehound

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Hi all, looking to get an Amex reward/cashback card. Could someone please help me decide which is best? I don't really want an annual fee for the card, unless the benefits well outweigh the cost!
Are "points" better than cash? What's the conversion rate, and can you get any good vouchers or is it all too good to be true?
Cashback is simpler so was planning to go that route, but happy to be convinced otherwise if anyone has any insights!

Thanks
 

Kingsavvysaver

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Hi all, looking to get an Amex reward/cashback card. Could someone please help me decide which is best? I don't really want an annual fee for the card, unless the benefits well outweigh the cost!
Are "points" better than cash? What's the conversion rate, and can you get any good vouchers or is it all too good to be true?
Cashback is simpler so was planning to go that route, but happy to be convinced otherwise if anyone has any insights!

Thanks

I had the Amex Gold card, but I was referred so my first year was free. The points turned out be okay with 4 free hotel night stays. However, I am with you, I don't like paying the annual the free cashback card is the best option.

After 12 months, the cashback you have accumulated comes off you're next monthly statement.

If you need a referral link, I can send one to you.
 
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bobcat2010

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I've written an in-depth look at reward cards here - https://pointsuncovered.com/earning-points/what-is-the-best-travel-credit-card/ - you may find it useful in making a decision!

Hi all, looking to get an Amex reward/cashback card. Could someone please help me decide which is best? I don't really want an annual fee for the card, unless the benefits well outweigh the cost!
Are "points" better than cash? What's the conversion rate, and can you get any good vouchers or is it all too good to be true?
Cashback is simpler so was planning to go that route, but happy to be convinced otherwise if anyone has any insights!

Thanks
 
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Soozehound

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It's difficult to know, I think I need it spelling out like if you spend £2000 on your card that = x points which is equivalent to a flight here/hotel stay here/shopping voucher of this value.

I think I'm safer with a cashback card, at least I can work out what 0.5 is! Haha
Thanks for your help all!
 

bobcat2010

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I have posts for that too :)


But yes cashback is simpler :)

To work out what points are worth in cash just times the number of membership reward points by 0.00475 so the gold card sign-up bonus points are worth £47.50

Until the 21st November, there is a boost on redeeming points on transactions so they would be worth £67.50

It's difficult to know, I think I need it spelling out like if you spend £2000 on your card that = x points which is equivalent to a flight here/hotel stay here/shopping voucher of this value.

I think I'm safer with a cashback card, at least I can work out what 0.5 is! Haha
Thanks for your help all!
 
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