Hi people,
does anyone else have a Help to Buy ISA at the moment?
Santander are reducing my interest from 2.75% to 0.75% on 03 Aug 20. So, looking for a new home for my £££.
You can't get Help to Buy ISA's anymore, if you qualify you may be able to transfer some of your money to a LISA, otherwise you might be stuck with your current provider. If you move the money elsewhere you'll lose the government 25% bonus - which may well be bigger than the loss in interest of leaving it were it is.
Disclaimer - above is based on my "lay persons" understanding, certainly not financial advice!!
It must just be due to mine being an ongoing account. Sorry if I have missed something but what would be the problem going to the branch - distance, travel issues?
I have a LISA with HL. Its very good in my opinion, biggest downfall of a LISA is the linits around house prices and it seems a bit complex to use it as a part of a deposit on a house
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